LegalProjectsOperated by Haydamax OÜ

These documents apply to 13 projects

Mosaic MediaPressaWirevaDoxxHromly and a1GalabadaChakloon+6 more

Money

Payments, refunds and withdrawal

How payments are processed, what happens to a refund, and the statutory right of withdrawal for consumers.

Version 1.0Effective 26 August 2026Operator Haydamax OÜ

How you pay

Card payments are processed by Stripe. We do not receive or store your card number: it is entered on the payment page of the processor. We receive the result of the payment, the last digits of the card, and the data needed for accounting.

Payment by bank transfer is possible against an invoice. The bank details are stated on the invoice itself; we do not publish them here so that a forged page cannot pass for ours.

Payments are in euro. Your bank may apply its own currency conversion and fees; those are outside our control.

Receipts and invoices

Every payment produces a document: a receipt for a card payment, an invoice for a transfer. Ask us if you need an invoice addressed to a company — give the company name, address and, where applicable, the VAT number.

Right of withdrawal for consumers

If you are a consumer in the European Union, you may withdraw from a contract for services within fourteen days without giving a reason.

Where you ask for a digital service to be provided immediately, and confirm that you understand that you lose the right of withdrawal once it is fully performed, the right ends when we have performed the contract. For a placement this is the moment of publication; for access to a feed or an interface it is the moment access is opened.

To withdraw, write to team@chakloon.com before the deadline and name the order. We return the payment using the same means you used, within fourteen days.

Refunds outside the withdrawal period

A prepaid balance is not a deposit and earns no interest. It can be paid out to the account it came from at your request, less any amount already spent.

Chargebacks

If something is wrong, write to us first — it is faster than a chargeback and we would rather fix it. Where a chargeback is opened, we provide the processor with the order record, the delivery evidence and this documentation.

Other documents

Company detailsWho operates the services, where the company is registered and how to reach it.Terms of ServiceThe general rules that apply to every service operated by Haydamax OÜ, whether free or paid.Public offer for servicesThe terms on which paid services are ordered and delivered: what is bought, when it is delivered and what it costs.Privacy policyWhat personal data the services collect, why, on what legal basis, who processes it and what rights you have.Cookie policyWhich cookies the services set, and why most pages set none at all.Projects and operatorsWhich services these documents cover, and which two groups of projects are operated by other entities.Investment informationWhat the investor cabinet is, and — importantly — what this website is not.